VXUS

Vanguard's VXUS covers more than 8,600 holdings and has lower costs, while State Street's NZAC focuses on climate‑aligned companies with a tighter tech exposure.

Interest rates in many countries are going up... and the trend is getting worse. We’re in for some rough sledding for a little while. That goes for bonds and stocks. Read more here.

The article reflects on three lessons from the turbulent year 2026, highlighting the new economic regime in play.

It marks the 50th anniversary of index funds, noting that simply owning the S&P 500 may not be enough as new market cycles emerge.

VXUS dividends paid inside an IRA lose the foreign tax credit, meaning investors miss a tax benefit that is normally available.

VTI’s low fee masks a hidden cost: a small portion of the fund’s holdings hold a disproportionate share of the investment.

VXUS offers broader diversification across developed and emerging markets, whereas SCHE focuses on high‑growth developing economies with higher volatility.

Your 401(k) is maxed and cash keeps piling up with nowhere to go, which means your retirement engine is probably running on one cylinder without you realizing it. Three ETFs can fix the gaps your workplace plan almost certainly leaves open.